General Liability Insurance

Why Would I Need It and What Does It Cover?

General liability insurance is essential if:

  • You or your employees visit a customer’s workplace or meet in third party locations
  • Your customers visit your place of work
  • You represent your customer’s business through spoken word or through writing
  • You are required to show proof of liability insurance as part of entering into a contract

A good liability coverage policy encompasses most conceivable situations, including:

  • Employee Benefits Liability
  • Employer’s Liability Insurance
  • Employment-Related Practices Liability
  • Fire Legal Liability
  • Medical Payments
  • Premises Liability
  • Professional Liability
  • Product Liability

You can purchase a liability policy on its own or as part of a Business Owners Policy (BOP)


Liability Insurance Overview
What Does a Business Owners Policy Cover?