Jacob Dybala February 24, 2016 No Comments

Facts About The Flu

Worried About The Flu In Chicagoland?

the flu chicagoThe flu is an infection of the respiratory tract caused by the influenza virus. It usually causes mild to severe illness, but sometimes it can cause fatal complications.

Flu Symptoms
A person who has the flu often feels some or all of these symptoms:
• Fever and/or chills
• Headache
• Fatigue
• Cough and/or sore throat
• Nasal congestion
• Muscle or body aches
• Stomach ailments such as nausea, vomiting and diarrhea (more common in children than adults)

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Jacob Dybala February 18, 2016 No Comments

Workers’ Comp Insurance Illinois

Does My Chicago Based Business Need Workers’ Comp Insurance?

workers comp insurance chicagoAre you an owner of a small business in need of bringing on an employee for the first time? Maybe you use a subcontractor or have members of your family working for you. Are you wondering if your business should have workers compensation? Do you know if you and your business would be responsible in the event of injury? Maybe you have a home business that’s grown to the point where you’re thinking of hiring someone part-time. Are you asking yourself is this means you need to insure for workers compensation? Or say you’re paying a member of your family to help out during the weekend. Does that mean workers comp is needed? Perhaps you have a one-person subcontractor that doesn’t carry workers compensation insurance for himself. Does this mean you’re responsible for this type of coverage?

In nearly all of the above examples, the first answer is YES. But a simple YES doesn’t give you the whole story.

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Jacob Dybala February 1, 2016 No Comments

Non-Trucking Liability Vs. Bobtail Insurance

In case you’re the owner of a semi-truck and you are a contractor who works alone, you may really need an insurance besides  the one your motor carrier can offer you. In a lot of cases, when you are working, you have your business insurance covering you. Yet, when you are not at work, that policy will not cover anything. To have such an advantage, a lot of independent contracts buy what’s called a non-trucking insurance or a bobtail liability insurance.

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