What to Look For in Motorcycle Insurance
We know how it is. The lure of the open road, the feel of the wind on your face. Sometimes, the excitement that motorcycle enthusiasts feel can cause them to overlook the importance of a comprehensive motorcycle insurance policy. But before you head out on the road, understanding proper coverage for your motorcycle is as important as it is when looking at auto insurance.
Let’s take a look at the components of basic bike insurance.
It is mandated by Illinois law that motorcycle owners have liability coverage in their motorcycle insurance. The least amount of liability coverage that fulfills state law compliance is:
- Twenty thousand dollars for Bodily Injury, per person.
- Fifty-thousand dollars total per accident Bodily Injury
- Twenty-thousand dollars Property Damage.
A typical policy in Uninsured Motorist Coverage will cover:
- Twenty-five thousand dollars, Bodily Injury, per person
- Fifty thousand dollars Total Bodily Injury, per accident.
Medical coverage for you as the driver is a standard and well-advised option. Are you financing your bike? Creditors regularly require that the buyer get full coverage.
Winter Options and Motorcycle Insurance
During Chicago area and Illinois winters, many an owner will store their bikes during the coldest months. Options are available that allow you to benefit from that “dormant” stage. Be sure to ask your agent about taking advantage of these options in order to get the maximum amount of savings on your bike insurance.
Find Motorcycle Insurance Through Snyder Insurance
As a family owned, independent insurance agency, Snyder Insurance will work with you to find the lowest possible rates. Snyder Insurance has agents whose specialty is motorcycles, finding you the best rates on nearly every bike you can think of, including sport bikes and those with custom gear. From Suzuki to Harley-Davidson to Ducati…almost any you can name!
Learn how much it is to get the right bike insurance for you with by CLICKING HERE to request a quote. Or call Snyder Insurance at (630) 960-4848 and learn how to get the best insurance for your budget.