Snyder Insurance August 31, 2015 No Comments

Are You Too Young for Life Insurance?

If you’re single and enjoying your twenties or thirties, chances are death or retirement plans aren’t even on your radar screen.  You’re doing what everyone has ever done — focusing your time and energy on everything that makes life worth living! It might be your career or running your first half-marathon. And, you should be enjoying every minute of it!


Thinking about Life InsuranceThe problem is life just seems to happens, and bad things happen to good people. That sage wisdom should be enough to get you to contact Snyder Insurance today to explore your options, but here are three even more compelling reasons:

  1. Student Loans: If your folks co-signed o your loans, chances are they’re on the hook if you die prematurely. Wouldn’t it be nice to have the peace of mind knowing that if the worst does come to your door, your family wouldn’t be burdened with your educational debt?
  2. Helping Your Kids One Day: You might not have kids now, but, did you know that with permanent life insurance, you may be able to take a loan against the cash value of your policy? That could help defray the future costs of their education or just to help them get started when their in their twenties.
  3. Young Means Cheap! Many people don’t know that life insurance becomes more expensive the older you get. However, if you get life permanent insurance at a younger age, the cost — all things being equal — is frozen at the lower rate you initially paid so long as you pay your premiums.

Your Next Step In Exploring Life Insurance…

Understanding the different types of life insurance can be tricky. Lucky for you, there are plenty of resources online to take the mystery out of the process. To answer some of the basic questions, take a look at the video below from a great organization called, aptly enough,  LIFE Happens.

If you have any questions, or would just like to explore your life insurance options, the Snyder Insurance team is here to help! Just drop us a line or call (630) 960-4848 and we’ll demystify everything.