How Much Homeowners Insurance is Enough?
It seems fitting that we’re focusing on homeowners and property insurance this November, given that Thanksgiving is just days away. That’s because, in our experience, there’s no one more thankful than the policyholder, who had the right coverage in place when bad things unexpectedly came knocking at their door!
Getting the Right Coverage in Homeowners Insurance
Getting the right homeowners insurance, though, isn’t as easy as just purchasing a standard policy, because many things you’d think are covered actually aren’t.
What’s not covered? Plenty!
- Vehicle Loss/Damage
- Equipment Breakdown
- Acts of Terrorism
- Water Back-up
- Tree Removal (without property damage)
- Residence Wear, Tear and Maintenance
- Water Seepage
- Medical Coverage for Household Members
- Mysterious Disappearance
- Intentional Harm to Others
Pretty daunting list, eh? That’s why we encourage all of our clients to purchase additional lines of property insurance so when the worst happens they have complete peace of mind in knowing that they’ll be able to make needed repairs and get back to a normal life.
Watch and Learn!
Take a moment to learn about homeowners insurance by watching the video below, and if you have any questions, give us a call at (630) 960-4848 or drop us a line!